Team Kentucky Homeowner Assistance Fund launched

In partnership with Kentucky Housing Corporation, Gov. Andy Beshear announced the launch of the Team Kentucky Homeowner Assistance Fund on Monday, a program that can help homeowners impacted by the COVID-19 pandemic rebound and avoid foreclosure.

The program is funded through $85.4 million in federal American Rescue Plan Act funds that the commonwealth received to protect homeowners impacted by COVID-19.

Qualifying homeowners can visit to apply for up to $35,000 in assistance to help with delinquent mortgage payments, property taxes, homeowner’s and/or flood insurance, homeowners association fees and utility costs. If approved, the funds will be paid as a grant directly to mortgage servicers, utility companies, county property tax administrators, insurance agencies or homeowners associations.

Each applicant will be assigned to a housing counselor who will help walk the homeowner through the submission process, including gathering and signing documents and responding to questions.

Before applying, homeowners should contact their mortgage servicer to weigh their options and see which program would provide the best long-term solution. There are also certain eligibility requirements that must be met.

The program is available until all funds are expended or Sept. 30, 2025, whichever comes first.

A detailed description of the program can be found at