New federal law targets surprise medical bills

Kentuckians who receive surprise medical bills now have protection against those bills.

Through the federal No Surprises Act, excessive out-of-pocket costs are restricted, and emergency services are covered without any prior authorization, regardless of whether a provider or facility is in-network.

The law applies to health insurance plans starting in 2022, including self-insured health plans that employers offer as well as plans from health insurance companies.

If you receive a surprise billing, contact your insurer and the Department of Insurance at 800-595-6053.